Protecting your family from unforeseen events can seem intimidating. Not only do you have to decide between options such as life insurance policies, disability income protection, and long term care insurance – you need to know how much to buy. The agents at Price Agency, Inc. can help walk you through all of these choices.
Children’s Insurance with Annuity
If you’re a grandparent, this policy is a great way for you to build a college “nest egg” for your grandchildren. It doesn’t cancel after you turn a certain age, and you can roll it into another life insurance policy if you desire.
Whole Life Insurance
Unlike term life insurance, whole life insurance grows with cash value as you get older. You can use it to buy a paid-up policy.
This necessary life insurance policy should be bought before any health problems arise or you turn 60 years old. It takes care of your assisted living or nursing home stay so that your family isn’t burdened with the cost.
Term Life Insurance
Term life insurance has no cash value and is less expensive. You can carry it for a certain amount of time as a loan or a business agreement.
Universal Life Insurance
Similar to whole life insurance but with a monthly premium, universal life insurance is a little more expensive. It also grows with cash value as you get older.
Call us in Dickinson, North Dakota, at (800) 433-9771 for life insurance policies you can afford.